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Money Market Accounts

Earn More Without Locking It Away

A flexible account that gives your money the chance to grow—without giving up access.

Smart Savings with Security & Flexibility

No matter your financial goals, our Money Market accounts offer the ideal balance of access and earning potential. Grow your funds with competitive interest while keeping your money 100% insured and within reach.

  • 100% Insured – Every dollar is fully protected with FDIC & DIF insurance.

  • Flexible Access – Withdraw funds when you need them, without penalty.

  • Competitive Rates – Earn interest on your savings with accounts designed for growth.
Open an Account Online

The right fit for where you are and where you're headed.

Primary
Money Market

Open Online

Minimum Balance to Open: $2,500
Monthly Maintenance Fee: $5

Ways to Waive the Monthly Fee: 
Maintain a minimum $2,500 daily balance

Account Perks

COMPARE ACCOUNTS

Plus
Money Market2

Open Online

Minimum Balance to Open: $2,500
Monthly Maintenance Fee: $5

Ways to Waive the Monthly Fee: 
Maintain a minimum $2,500 daily balance

Account Perks
  • Higher rate than Primary Money Market1
  • Free Debit/ATM card
  • Early Paycheck Access
  • 100% Deposit Insurance via FDIC & DIF

COMPARE ACCOUNTS

Premier
Money Market3

Open Online

Minimum Balance to Open: $2,500
Monthly Maintenance Fee: $5

Ways to Waive the Monthly Fee: 
Maintain a minimum $2,500 daily balance

Account Perks
  • Our highest rate Personal Money Market1
  • Free Debit/ATM card
  • Early Paycheck Access
  • 100% Deposit Insurance via FDIC & DIF

COMPARE ACCOUNTS

Retirement Money Market

Earn more with a money market account designed to protect and grow your retirement savings. Learn More

Your Savings, Fully Protected

 

At Fidelity Bank, we believe that saving should be worry-free. That’s why every dollar you deposit is 100% insured, giving you unmatched security and peace of mind—so you can focus on achieving your financial goals with confidence.

  • FDIC Coverage – Your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).
  • DIF Protection – Deposits exceeding FDIC limits are fully covered by the Depositors Insurance Fund (DIF), ensuring 100% protection for every dollar.

 

No matter your savings goal, you can grow your money with confidence, knowing your funds are safe, secure, and fully protected.

 

Open Online
Learn More
Image of a smiling woman who is pointing to the FDIC and DIF logos

More Ways to Grow Your Savings with Confidence

A Certificate of Deposit (CD) allows you to secure a fixed rate and earn guaranteed returns over time. With flexible terms and 100% insured deposits, you can grow your money worry-free.

Why Open a CD?

  • Guaranteed Returns – Lock in a fixed rate and watch your savings grow.
  • Flexible Terms – Choose a term length that fits your financial goals.
  • 100% Insured – Your deposits are fully protected by FDIC & DIF coverage.
Explore CD Options

Open an account four easy ways

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Open Online
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By Phone
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In Person
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Chat

1 Please see our Terms & Conditions, Truth-In-Savings Disclosures, Fee Schedule, and current rates for more detail. All rates are subject to change without notice. Fees may reduce the earnings on these accounts. Personal accounts only.
2 Plus Money Market account available exclusively to Plus Spending relationship clients.
3 Premier Money Market account available exclusively to Premier Spending relationship clients.