Checking Accounts

Made for the way you live.

Everything you need, nothing you don’t.

Every Checking Account Comes With:

With full digital access, security, and flexibility, we help you spend and manage your money with ease.

100% Insured Deposits – Every dollar is fully covered by FDIC & DIF, so you never have to worry.
Online & Mobile Banking – Access your money 24/7—no matter where life takes you.
Credit Monitoring – Keep your personal information safe and secure.
Digital Wallet – Pay on the go with Apple Pay®, Google Pay™, and Samsung Pay®.
Fee-Free ATMs – Thousands of SUM ATMs at your disposal—no hidden fees.

Flexibility and freedom in every choice.

A free account with no monthly fees and early paycheck access for easy money the features you expect, plus a little more!

No Monthly Fees
Early Paycheck Access – Get paid faster.
Exclusive Home Loan Offers – Special discounts and rates.

A great option for those who want extra protection and savings, including ATM rebates and identity monitoring.

Early Paycheck Access – Get paid faster
ID Protect® with Credit File Monitoring**– Keep your personal information secure.
ATM Fee Rebates¹ – No fees to use other banks’ ATMs & up to $10/month in rebates.
Exclusive Home Loan Offers – Special discounts and rates.

Our most feature-packed checking account, giving you financial security, added convenience, and premium benefits.

Free Checks, Overdraft Transfer, Stop Payments, and Incoming Wires
Early Paycheck Access – Get paid faster
ID Protect® with Credit File Monitoring**– Keep your personal information secure.
Exclusive Home Loan Offers – Special discounts and rates.
Added Perks – Includes Cellphone Protection, Roadside Assistance, Shopping Rewards, and more!

Looking for something extra?

Designed for young adults (19-24) looking for an easy way to manage money and build financial independence.

No Monthly Fees
Early Paycheck Access – Get paid faster
No ATM Fees – We won’t charge you to use any bank’s ATM.
ATM Rebates¹ – Get up to $10/month in ATM fee refunds.

A safe, easy way to teach kids and teens smart money habits, with parental controls and a personalized debit card.***

Totally Free Checking – No monthly fees.
Personalized Debit Card – Let them learn with their own card.
Parental Controls – Set spending limits & monitor transactions.
Mobile & Online Banking – Manage and track spending together.

Need Help Deciding?

Compare our different account options or let us help you find the ideal one by answering a few questions.

Banking That Cares About You

At Fidelity Bank, we go beyond just offering checking accounts—we’re your financial partner, dedicated to helping you manage your money with confidence. Using our unique C.A.R.E. Process, we take the time to understand your needs and provide solutions that fit your lifestyle.

With Fidelity Bank, you’ll have the support and guidance you need to make informed decisions and take your business to the next level. Let us help you move forward with confidence.

The Perfect Pair: Checking + Savings

A Fidelity Bank Savings Account is the ideal companion to your checking account, helping you grow your money while staying in control of your everyday finances.

Open an account four easy ways

*Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

**Some benefits require registration and activation. For complete details speak with a Fidelity Bank representative.

***Minimum balance to open the account – You must deposit $10.00 to open this account. Additional requirements – You, the parent or guardian, open this account jointly with your child and assume responsibility for your child’s transactions. Your child must be 18 years of age or younger to qualify for this type of account. Growth Spending Accounts will appear as LifeDesign 18/65 Checking on statements and notices. Upon reaching the age of 19, this account will convert to a CareFree Checking or similar product at that time. Limit one Growth Spending account per child. Personal accounts only. Fees: See Fee Schedule.

ᶧRegistration/activation required.

1. The value of reimbursements may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). 2. Not valid on promotional rates. 3. See current rate sheet or fidelitybankonline.com/rates for actual interest rates on all Checking and Savings balances. 4. Interest allotment deposits do not qualify towards the monthly deposit requirement. 5. Minimum to open $25. All free CareCompanion Savings Accounts include combined statements.

All rates are subject to change without notice. Please see our Terms & Conditions, Truth-In-Savings Disclosures, Consumer Fee Schedule, and current rates for more detail. Minimum opening deposit for CareChecking accounts are: CompleteCare $250, CareMore $100, SecureCare $25, CareFree $25, and CareDiscover $10. Monthly service charge for CareChecking accounts are: CompleteCare $25 (waived for accounts with $25,000 average daily combined deposit balances and at least one monthly deposit), CareMore $10 (waived for accounts with $5,000 average daily combined deposit balances and at least one monthly deposit), and SecureCare $5.95. Interest allotment deposits do not qualify towards the monthly deposit requirement.