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Home Equity ​

Access the cash you need, right from your home.

Flexible funding that works for you.

Home Equity Line
of Credit (HELOC)

A HELOC gives you access to funds as needed, similar to a credit card. You borrow what you need, when you need it, and only pay interest on the amount you use.

  • Great for ongoing or unpredictable expenses like home renovations or tuition payments.
  • Flexible repayment – Borrow, repay, and borrow again as needed.
  • Only pay interest on what you use, giving you cost-effective borrowing.

Home Equity Loan

If you know exactly how much you need, a fixed-rate loan provides a lump sum with predictable monthly payments and a rate that never changes.

  • Ideal for large, one-time expenses like major renovations or debt consolidation.
  • Predictable monthly payments – No surprises, just stability.
  • One-time borrowing – Get the funds upfront, with no need to reapply.

Let’s Make It Happen

No matter your goal, Fidelity Bank is here to help you move forward with confidence.

Apply for a Home Equity Loan

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*Home equity lines and loans are available on 1-2 family owner-occupied homes and condominiums only. Loans available from $10,000 and up. Property insurance required.