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FDIC + DIF: Comprehensive Coverage You Can Count On
When it comes to your money, safety and security are non-negotiable. At Fidelity Bank, your deposits are 100% protected through the combined coverage of the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). Whether you’ve saved $100,000 or $10,000,000, every dollar you deposit with us is insured—no limits, no exceptions.
The FDIC is a U.S. government agency providing deposit insurance up to $250,000 per depositor, per bank, protecting your money in case of a bank failure.
The DIF is a private, industry-sponsored insurance fund that covers deposits exceeding the FDIC limits. Available exclusively through Massachusetts-chartered savings and co-operative banks, the DIF has been safeguarding deposits since 1934.
Open an account today and start banking with confidence
Routing # 211370707 | NMLS # 452347 | Phone: 800.581.5363
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