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Early Paycheck Access

Get Paid Up to Two Days Sooner

Why wait for payday? With Early Paycheck, you can access your pay up to two days early when you set up direct deposit.*

How it Works:

Once we receive your direct deposit information from your employer or payor, we’ll process your paycheck up to two days before your scheduled payday. Eligible deposits include:

  • Paychecks from your employer
  • Social Security benefits
  • Pension payments
  • Other recurring direct deposits

Frequently Asked Questions

Setting up direct deposit is easy: 

1. Get direct deposit paperwork from your employer or payor.
2. Use Fidelity Bank’s routing number: 211370707.
3. Find your account number in Online Banking or on your checks.
4. Submit the form to your employer or payor.

Nope! Early Paycheck is automatic if you have a Fidelity Bank consumer checking or savings account with an eligible recurring direct deposit.

What if I don’t have a direct deposit?

Not necessarily. You may receive your direct deposit up to 2 days early, 1 day early or on your regularly scheduled payment day. Your direct deposit timing depends on several factors – when your employer or payor submits payment details to us, if you are setting up direct deposit for the first time, or the deposit is not eligible for early payment.

No Fees. No Enrollment. No Hassle.

Early Paycheck is completely free and automatic—there’s no need to sign up. As soon as you set up direct deposit, you’ll get access to your funds faster, so you can pay bills, make purchases, and manage your money with ease.

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*Early Paycheck is automatic if your paycheck is direct deposited into a Fidelity Bank consumer checking or savings account. Early access to direct deposit funds depends on the submission of the payment file from the payor, which may be UP TO two days earlier than the scheduled payment date. Funds post Monday-Friday only. Eligible direct deposits are recurring paycheck, pension, Social Security, or other eligible monthly income electronically deposited by an employer or outside agency into your consumer checking or savings account that do not exceed the bank’s maximum amount for early access. All eligibility is at the bank’s discretion and activation may take up to 60 days. Early access to funds is not guaranteed. Bank is not liable if we do not receive files and fail to deposit funds to your account early. Always verify funds before writing checks or authorizing withdrawals. To opt out of Early Paycheck call 800-581-5363.