LifeDesign Blog - Fidelity Bank

How To Lower Your Monthly Mortgage Payment

The average U.S. home now sells for over $500,000. That can mean a monthly mortgage payment of $2,700 or more. Given these costs, it’s easy to see why homeowners across the country are trying to figure out how to lower their monthly mortgage payments. But is there a solution? Is

Renting vs. Buying a Home: Making the Right Financial Decision

Many of us dream of becoming homeowners. But is that actually the best decision for your financial future? When it comes to renting vs. buying a home, there are many factors to consider. Each option can be better than the other in certain situations. This guide takes an in-depth look

Cash to Close vs Down Payment: How Are They Different?

The home-buying process gets complicated quickly. From wire transfers and mortgage lenders to origination fees and private mortgage insurance (PMI), there can be a seemingly endless to-do list standing between you and your dream home. This article will help you move forward. It focuses on the important distinction of cash

A Homebuyer’s Guide on How To Buy a House for the First Time

Buying your first home can be one of the most rewarding days of your life. It’s often the culmination of years of hard work and finally gives you a place that’s entirely your own. At the same time, shopping for a new home can quickly become challenging, whether it’s your

A Holiday Message from our CEO – 2024

Two Plus Two Equals Five At first glance, the idea that two plus two equals five seems ridiculous. A banker who messes up this basic math would surely lose their job. But sometimes, the math isn’t just about numbers—it’s about people. This phrase, though it sounds funny, is a great

Joseph Silva promoted to President at Fidelity Bank

Joseph Silva promoted to President at Fidelity Bank Silva previously served as Bank’s Chief Lending Officer (Leominster, Mass.) Fidelity Bank today announced it has promoted Joseph Silva to President from his current role as the Bank’s Executive Vice President, Chief Lending Officer. As President, Silva will be responsible for driving

Mayra Rosero-Regalado recognized by Massachusetts Mortgage Bankers Association

Mayra Rosero-Regalado recognized by Massachusetts Mortgage Bankers Association Rising Star Award recognizes up-and-coming mortgage professionals in Massachusetts (Leominster, Mass.)—Mayra (Mimi) Rosero-Regalado, home loan specialist at Fidelity Bank, was recently recognized with the Rising Star Award by the Massachusetts Mortgage Bankers Association (MMBA). The award recognizes exceptional up-and-coming MMBA members who

Kathleen L. Kennedy appointed to Banking Center Manager for Fidelity Bank’s Whalon Street/Twin City location in Fitchburg

Kathleen L. Kennedy appointed to Banking Center Manager for Fidelity Bank’s Whalon Street/Twin City location in Fitchburg Kennedy brings expertise to help the Fitchburg community thrive through Fidelity Bank’s LifeDesign approach (Leominster, Mass.) Fidelity Bank today announced the appointment of Kathleen L. Kennedy to Banking Center Manager for its Whalon

City of Leominster Small Business Support Fund

City of Leominster Small Business Support Fund In partnership with the City of Leominster, Fidelity Bank is sponsoring the Leominster Small Business Support Fund. The fund aims to provide financial assistance to small businesses within the City of Leominster that have been adversely affected by economic challenges. Throughout 2025, the