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LifeDesign Blog

Whether you’re looking to buy a home, grow your savings, or manage everyday expenses, the LifeDesign Blog covers a wide range of topics designed to bring clarity and confidence to every step of your financial journey.

The Role of Private Mortgage Insurance (PMI)

When you buy a home, your monthly payment is based on more than the purchase price. Some will go toward taxes and interest, while another portion may cover a private mortgage insurance (PMI) payment. PMI can get a bit complicated, but this guide will help you understand it. Keep reading

How to Safeguard Your Business Finances Against Fraud

Protecting your business finances from fraud is important for keeping your business healthy and thriving. Whether you run a small business or manage business finances for a larger operation, knowing how to spot and prevent fraud can save you a lot of headaches and money. This, of course, will impact

How to Accept Credit Card Payments: A Comprehensive Guide

Credit cards are one of the world’s most popular payment methods. In a recent report, the Federal Reserve found that 82% of the adults surveyed had a credit card. Integrating credit card payments into your business can improve long-term success. Whether you want to learn how to accept credit card

Safeguard Your Mail: Preventing Check Fraud

Mail theft remains a significant concern, despite the trust Americans place in the USPS to handle billions of letters each year. Thieves continue to target the mail, and Postal Inspectors are actively working to combat these crimes. In February 2023, the Financial Crimes Enforcement Network issued a warning about a

How To Lower Your Monthly Mortgage Payment

The average U.S. home now sells for over $500,000. That can mean a monthly mortgage payment of $2,700 or more. Given these costs, it’s easy to see why homeowners across the country are trying to figure out how to lower their monthly mortgage payments. But is there a solution? Is

Renting vs. Buying a Home: Making the Right Financial Decision

Many of us dream of becoming homeowners. But is that actually the best decision for your financial future? When it comes to renting vs. buying a home, there are many factors to consider. Each option can be better than the other in certain situations. This guide takes an in-depth look

Cash to Close vs Down Payment: How Are They Different?

The home-buying process gets complicated quickly. From wire transfers and mortgage lenders to origination fees and private mortgage insurance (PMI), there can be a seemingly endless to-do list standing between you and your dream home. This article will help you move forward. It focuses on the important distinction of cash

A Homebuyer’s Guide on How To Buy a House for the First Time

Buying your first home can be one of the most rewarding days of your life. It’s often the culmination of years of hard work and finally gives you a place that’s entirely your own. At the same time, shopping for a new home can quickly become challenging, whether it’s your

Kathleen L. Kennedy appointed to Banking Center Manager for Fidelity Bank’s Whalon Street/Twin City location in Fitchburg

Kathleen L. Kennedy appointed to Banking Center Manager for Fidelity Bank’s Whalon Street/Twin City location in Fitchburg Kennedy brings expertise to help the Fitchburg community thrive through Fidelity Bank’s LifeDesign approach Fidelity Bank today announced the appointment of Kathleen L. Kennedy to Banking Center Manager for its Whalon Street/Twin City