BankOn Account

An affordable banking option that is simple, safe and accessible to everyone.

Fidelity Bank is committed to the financial wellness of all those we serve. As a trusted financial partner, we offer products and services to help you on your financial journey – from just starting out or re-establishing a banking relationship and beyond. The Fidelity Bank BankOn account is a nationally-certified, safe and low cost checking account that allows you to stay in control of your money.

Every BankOn Checking Account Comes With:

Full digital access, security and flexibility – everything you expect from a checking account and more.

Monthly maintenance fee - No cost
Overdraft and non-sufficient funds (NSF) fee – $0
Minimum opening deposit – $25
Paycheck deposit - No cost; eliminate costly paycheck cashing fees!
Debit card - No cost. Make purchases with your Fidelity Bank debit card and withdraw cash from any Fidelity Bank ATM location and ATMs worldwide
Online Bill Pay - No cost
Zelle® - No cost. A fast, safe and easy way to send money in minutes¹ to friends, family and others you can trust², right from your Fidelity Bank account.
ATM transactions - No cost
Paper statements - Sign-up for eStatements

Please note: Check writing capabilities are not offered with this product.

Fidelity Bank - BankOn FAQs

What is BankOn?

The Cities for Financial Empowerment Fund (CFE) created the BankOn program to meet the needs of consumers who don’t have a basic transaction account because they lack the funds to meet a minimum balance requirement, distrust financial institutions, can’t manage high or unpredictable fees, lack identification, or have credit or banking history problems.

What is the Fidelity Bank BankOn Account?

Fidelity Bank BankOn is a low-cost checking account for consumers who have either never banked with a financial institution or are trying to re-establish a banking relationship. It can be opened with multiple owners. Trusts are not eligible to have a Fidelity Bank BankOn account.

What is different about the Fidelity Bank Bank On account from our other checking accounts?

This account is a good transition into banking for someone who has never had an account with a financial institution or for someone who is trying to re-establish a banking relationship.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

¹ Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.

² Must have a bank account in the U.S. to use Zelle®.