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Savings Accounts

Put Your Extra Cash to Work for You.

The freedom to grow your money, your way.

Smart Savings with Security & Flexibility

No matter where you are on your savings journey, we have an account that fits your needs. Earn interest while keeping your money accessible, all with the confidence of knowing your deposits are 100% insured.

The right fit for where you are and where you're headed.

Primary Savings

Minimum Balance to Open: $10
Monthly Maintenance Fee: $1

Ways to Waive the Monthly Fee: 
Maintain a minimum $10.00 daily balance

Account Perks

Premier Savings4

Minimum Balance to Open: $5,000 new money
Monthly Maintenance Fee: $5

Ways to Waive the Monthly Fee: 
Maintain a minimum $5,000 daily balance

Account Perks

  • Higher rate than traditional savings accounts1
  • Free Debit/ATM card
  • Early Paycheck Access
  • 100% Deposit Insurance via FDIC & DIF

Growth Savings2

Minimum Balance to Open: $10
Monthly Maintenance Fee: None




Account Perks

Specialty Savings Accounts

18/65 Savings3
A simple, no-fee account available to clients under age 19 or age 65 and older. Learn More

Retirement Savings4
A secure, interest-earning account designed to help you prepare for the future. Ideal for individuals looking to grow their retirement funds with confidence and flexibility. Learn More

Your Savings, Fully Protected

 

At Fidelity Bank, we believe that saving should be worry-free. That’s why every dollar you deposit is 100% insured, giving you unmatched security and peace of mind—so you can focus on achieving your financial goals with confidence.

  • FDIC Coverage – Your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).
  • DIF Protection – Deposits exceeding FDIC limits are fully covered by the Depositors Insurance Fund (DIF), ensuring 100% protection for every dollar.

 

No matter your savings goal, you can grow your money with confidence, knowing your funds are safe, secure, and fully protected.

 

Image of a smiling woman who is pointing to the FDIC and DIF logos

A Smarter Way to Save, with a Bank
That Truly C.A.R.E.S.

At Fidelity Bank, we’re more than just a place to save—we’re your financial partner, dedicated to helping you reach your goals. Whether you’re building an emergency fund, saving for a major milestone, or simply growing your wealth, our C.A.R.E. Process ensures you get the right solutions for your needs.

With personalized guidance, secure savings options, and 100% insured deposits, you can move forward with confidence, knowing your money is in good hands. Let us help you make the most of your savings journey.

More Ways to Grow Your Savings with Confidence

A Certificate of Deposit (CD) allows you to secure a fixed rate and earn guaranteed returns over time. With flexible terms and 100% insured deposits, you can grow your money worry-free.

Why Open a CD?

  • Guaranteed Returns – Lock in a fixed rate and watch your savings grow.
  • Flexible Terms – Choose a term length that fits your financial goals.
  • 100% Insured – Your deposits are fully protected by FDIC & DIF coverage.

Open an account four easy ways

Explore More

1 Please see our Terms & Conditions, Truth-In-Savings Disclosures, Fee Schedule, and current rates for more detail. All rates are subject to change without notice. Fees may reduce the earnings on these accounts. Personal accounts only.
2 To qualify for Growth Savings, child must be 18 years old or younger.
3 To qualify for 18/65 Savings, you must be under the age of 19 or age 65 and older.
4 Premier Savings and Retirement Premier Savings accounts must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank.