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LifeDesign Blog

Whether you’re looking to buy a home, grow your savings, or manage everyday expenses, the LifeDesign Blog covers a wide range of topics designed to bring clarity and confidence to every step of your financial journey.

How to Accept Credit Card Payments: A Comprehensive Guide

Credit cards are one of the world’s most popular payment methods. In a recent report, the Federal Reserve found that 82% of the adults surveyed had a credit card. Integrating credit card payments into your business can improve long-term success. Whether you want to learn how to accept credit card

Safeguard Your Mail: Preventing Check Fraud

Mail theft remains a significant concern, despite the trust Americans place in the USPS to handle billions of letters each year. Thieves continue to target the mail, and Postal Inspectors are actively working to combat these crimes. In February 2023, the Financial Crimes Enforcement Network issued a warning about a

How To Lower Your Monthly Mortgage Payment

The average U.S. home now sells for over $500,000. That can mean a monthly mortgage payment of $2,700 or more. Given these costs, it’s easy to see why homeowners across the country are trying to figure out how to lower their monthly mortgage payments. But is there a solution? Is

Renting vs. Buying a Home: Making the Right Financial Decision

Many of us dream of becoming homeowners. But is that actually the best decision for your financial future? When it comes to renting vs. buying a home, there are many factors to consider. Each option can be better than the other in certain situations. This guide takes an in-depth look

Cash to Close vs Down Payment: How Are They Different?

The home-buying process gets complicated quickly. From wire transfers and mortgage lenders to origination fees and private mortgage insurance (PMI), there can be a seemingly endless to-do list standing between you and your dream home. This article will help you move forward. It focuses on the important distinction of cash

A Homebuyer’s Guide on How To Buy a House for the First Time

Buying your first home can be one of the most rewarding days of your life. It’s often the culmination of years of hard work and finally gives you a place that’s entirely your own. At the same time, shopping for a new home can quickly become challenging, whether it’s your

A Holiday Message from our CEO – 2024

Two Plus Two Equals Five At first glance, the idea that two plus two equals five seems ridiculous. A banker who messes up this basic math would surely lose their job. But sometimes, the math isn’t just about numbers—it’s about people. This phrase, though it sounds funny, is a great

Mayra Rosero-Regalado recognized by Massachusetts Mortgage Bankers Association

Mayra Rosero-Regalado recognized by Massachusetts Mortgage Bankers Association Rising Star Award recognizes up-and-coming mortgage professionals in Massachusetts (Leominster, Mass.)—Mayra (Mimi) Rosero-Regalado, home loan specialist at Fidelity Bank, was recently recognized with the Rising Star Award by the Massachusetts Mortgage Bankers Association (MMBA). The award recognizes exceptional up-and-coming MMBA members who

Kathleen L. Kennedy appointed to Banking Center Manager for Fidelity Bank’s Whalon Street/Twin City location in Fitchburg

Kathleen L. Kennedy appointed to Banking Center Manager for Fidelity Bank’s Whalon Street/Twin City location in Fitchburg Kennedy brings expertise to help the Fitchburg community thrive through Fidelity Bank’s LifeDesign approach (Leominster, Mass.) Fidelity Bank today announced the appointment of Kathleen L. Kennedy to Banking Center Manager for its Whalon