Whether you’re looking to buy a home, grow your savings, or manage everyday expenses, the LifeDesign Blog covers a wide range of topics designed to bring clarity and confidence to every step of your financial journey.
6 Steps To Optimize Your Business Financing
Your business financing plan could make or break your company. If you have funds available when you need them, it’ll be easier to grow, manage unexpected costs, and take advantage of new opportunities. But creating a solid financial strategy is often easier said than done. If you’re ready to revamp
Discover the power of ACH Positive Pay with our guide to learn how it works, its benefits, and the implementation process to make informed decisions. A recent survey found that 30% of polled businesses experienced Automated Clearing House (ACH) fraud. These attacks can occur when a criminal gets access to
When you buy a home, your monthly payment is based on more than the purchase price. Some will go toward taxes and interest, while another portion may cover a private mortgage insurance (PMI) payment. PMI can get a bit complicated, but this guide will help you understand it. Keep reading
How to Safeguard Your Business Finances Against Fraud
Protecting your business finances from fraud is important for keeping your business healthy and thriving. Whether you run a small business or manage business finances for a larger operation, knowing how to spot and prevent fraud can save you a lot of headaches and money. This, of course, will impact
How to Accept Credit Card Payments: A Comprehensive Guide
Credit cards are one of the world’s most popular payment methods. In a recent report, the Federal Reserve found that 82% of the adults surveyed had a credit card. Integrating credit card payments into your business can improve long-term success. Whether you want to learn how to accept credit card
Mail theft remains a significant concern, despite the trust Americans place in the USPS to handle billions of letters each year. Thieves continue to target the mail, and Postal Inspectors are actively working to combat these crimes. In February 2023, the Financial Crimes Enforcement Network issued a warning about a
The average U.S. home now sells for over $500,000. That can mean a monthly mortgage payment of $2,700 or more. Given these costs, it’s easy to see why homeowners across the country are trying to figure out how to lower their monthly mortgage payments. But is there a solution? Is
Renting vs. Buying a Home: Making the Right Financial Decision
Many of us dream of becoming homeowners. But is that actually the best decision for your financial future? When it comes to renting vs. buying a home, there are many factors to consider. Each option can be better than the other in certain situations. This guide takes an in-depth look
Cash to Close vs Down Payment: How Are They Different?
The home-buying process gets complicated quickly. From wire transfers and mortgage lenders to origination fees and private mortgage insurance (PMI), there can be a seemingly endless to-do list standing between you and your dream home. This article will help you move forward. It focuses on the important distinction of cash
