Checking Accounts Designed with You in Mind
One of the most important tools for managing your day to day finances, we are sure to have the perfect account for you.
Save & Spend
Digital Banking
Switch to a bank that cares in as little as 10 minutes with ClickSWITCH®.
Fidelity Bank’s ClickSWITCH makes it easy to instantly and automatically switch your automatic payments, direct deposits, and even close out your old account. It’s never been easier to switch all of your accounts to Fidelity Bank.
Compare Checking Accounts
Swipe to the left and right to view all checking options.
 |  |  |  |  | |
|---|---|---|---|---|---|
| Choose if you want… | A free account for 16-24 year-olds. Perfect for students. | A free account with features you expect, plus a little more. | Peace of mind through both ID and cell phone protection. | Extra savings and loan benefits, ATM rebates, and ID Protection. | The highest level of account benefits, tools, and convenience. |
| Mortgage closing cost credit |
$100 |
$100 |
$250 |
$250 | |
| Basic checks |
YES – Free first order |
YES – Free first order |
YES – Free first order | ||
| Free IDProtect® |
YES |
YES |
YES | ||
| ATM fee benefits/features | No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1 | No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1 | No Fidelity Bank fee to use other bank ATMs and unlimited rebates on other bank ATM fees1 | ||
| Personal and auto loan rate discounts |
YES |
YES |
YES | ||
| Home equity loan rate discounts |
YES |
YES |
YES |
YES | |
| Premium rates on select CDs2 |
YES |
YES | |||
| Earns interest3 |
YES |
YES | |||
| Minimum balance to open |
$10 |
$25 |
$25 |
$100 |
$250 |
| Monthly service charge |
None |
None |
$4.95 |
$10 |
$25 |
| How to waive the monthly service charge | Fee can be waived with $5,000 average daily combined deposit balances and at least one monthly deposit4 | Fee can be waived with $25,000 average daily combined deposit balances and at least one monthly deposit4 | |||
| Additional features | Cellular telephone protection | Free Incoming Wires, Stop Payments, and Treasurer’s Checks Free Overdraft Transfer from Savings | |||
| Open an Account | Open an Account | Open an Account | Open an Account | Open an Account |
1. The value of reimbursements may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). 2. Not valid on promotional rates. 3. See current rate sheet or fidelitybankonline.com for actual interest rates on all Checking and Savings balances. 4. Interest allotment deposits do not qualify towards the monthly deposit requirement. 5. Minimum to open $25. All free CareCompanion Savings Accounts include combined statements.
All rates are subject to change without notice. Please see our Terms & Conditions, Truth-In-Savings Disclosures, Consumer Fee Schedule, and current rates for more detail.