Current Rates
For rates on products not listed on this page please contact us.
Effective 05/25/2022
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Product | INTEREST RATE | APR | PAYMENT / $1000 |
---|---|---|---|
30 Year Purchase Mortgage Special** | 4.500%** | 4.588%** | $5.06 |
30 Year | 5.000% | 5.091% | $5.37 |
20 Year | 4.625% | 4.752% | $6.39 |
15 Year | 4.250% | 4.398% | $7.52 |
10 Year | 4.000% | 4.212% | $10.12 |
30 Year Jumbo | 5.250% | 5.343% | $5.52 |
20 Year Jumbo | 4.875% | 5.003% | $6.53 |
15 Year Jumbo | 4.500% | 4.649% | $7.65 |
10 Year Jumbo | 4.250% | 4.463% | $10.24 |
PLEASE CALL FOR RATES ON LOANS WITH 1 POINT, 2 POINTS OR OUR NO POINTS NO CLOSING COSTS PROGRAM
*Interest Rates and APR are subject to change without notice. Interest rates posted are considered benchmark rates, additional points or higher rates may be applicable. Ask your Home Loan Specialist for details as they apply to you. APR is annual percentage rate and is accurate as of the effective date. LTV – The loan-to-value ratio is the amount of a first mortgage lien as a percentage of the total appraised value of the real property. Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI). Rate assumes 40% down payment. Payment amounts on the above product does not include taxes and insurance. Your final payment may be greater. Jumbo mortgages are loans which exceed your county’s maximum conforming loan limit. Please consult one of our Home Loan Specialists for more detail on Jumbo loan options. Subject to credit approval.
**Limited time special Annual Percentage Rate (APR) is fixed and is accurate as of 4/27/22. A 30-year term with an interest rate of 4.500% and APR of 4.588% is repayable in 360 monthly installments of $5.06 per $1,000 borrowed. Offer is limited to: 30-year term; new home purchase transactions only; primary residences of 1-4 units and second homes; loan amounts between $40,000 and $2 million; property located in Massachusetts and New Hampshire only. Limited time special offer is subject to change or cancellation at any time and cannot be combined with any other offers. Other restrictions may apply and all credit is subject to approval. Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI).
Effective 05/25/2022
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Product | INTEREST RATE | APR | PAYMENT / $1000 |
---|---|---|---|
30 Year | 5.375% | 5.468% | $5.60 |
20 Year | 5.000% | 5.123% | $6.60 |
15 Year | 4.625% | 4.775% | $7.71 |
Land Loan | 7.500% | 7.634% | $6.99 |
*Interest Rates and APR are subject to change without notice. Interest rates posted are considered benchmark rates, additional points or higher rates may be applicable. Ask your Home Loan Specialist for details as they apply to you. APR is annual percentage rate and is accurate as of the effective date. LTV – The loan-to-value ratio is the amount of a first mortgage lien as a percentage of the total appraised value of the real property. Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI). Rate assumes 20% down payment. Payment amounts on the above product does not include taxes and insurance. Your final payment may be greater. Subject to credit approval.
Effective 05/25/2022
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Product | INTEREST RATE | APR | PAYMENT / $1000 |
---|---|---|---|
12-Month Introductory Rate Home Equity Line | 2.19% for 12 months then Prime -.50% for life of loan** | 3.250% | $2.71 |
5 YR Home Equity Loan | 4.240% | 4.240% | $18.53 |
10 YR Home Equity Loan | 4.490% | 4.490% | $10.36 |
15 YR Home Equity Loan | 4.990% | 4.990% | $7.90 |
20 YR Home Equity Loan | 5.240% | 5.240% | $6.73 |
*Some additional facts: Available on 1-2 family owner-occupied homes and condominiums only. Loans available from $10,000 and up. You may borrow up to 100% combined loan to value; Loans exceeding 80% Combined Loan to Value (CLTV) may have higher rates and terms and require PMI. Property insurance required. After the introductory rate period, the Annual Percentage Rate (APR) will adjust monthly based on the highest Wall Street Journal published Prime Rate on the last business day of each month minus .50%. Introductory APR is available only if client has an existing or opens a new CareChecking account. APR is Prime -.50% if client does not have a required checking account. Other restrictions may apply. Rate will never exceed 18% APR or drop below 3.25% APR. If the line is closed within 3 years, the Bank’s closing costs must be repaid. Interest may be tax-deductible. Ask your tax advisor.
** WALL STREET JOURNAL PRIME RATE IS 4.000%
Annual Percentage Rates (APR) accurate as of 2/3/22. The introductory APR of 2.19% APR will be in effect for the first 12 months of your loan. After the introductory rate period, the Annual Percentage Rate (APR) will adjust monthly based on the highest Wall Street Journal published Prime Rate on the last business day of each month. Introductory APR only available to clients without an existing Fidelity Bank home equity line or loan. Rate will never exceed 18% APR or drop below 3.25% APR. Available on 1-2 family owner-occupied homes and condominiums only. Loans available from $10,000 and up. You can borrow up to 100% of the equity you have in your home. Loans exceeding 80% Combined Loan to Value (CLTV) may have higher rates and require Private Mortgage Insurance (PMI). Property insurance required. There is an annual fee of $50.00. Interest begins to accrue when funds are advanced from line of credit. If the line is closed within 3 years, the Bank’s closing costs must be repaid. Interest may be tax-deductible. Please consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply. Offers subject to change or termination at any time.
Effective 01/01/2022
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Product | INTEREST RATE | APY | MINIMUM OPENING DEPOSIT |
---|---|---|---|
3-Month CD/IRA | 0.20% | 0.20% | $500.00 |
6-Month CD/IRA | 0.25% | 0.25% | $500.00 |
1-Year CD/IRA | 0.30% | 0.30% | $500.00 |
2-Year CD/IRA | 0.35% | 0.35% | $500.00 |
5-Year CD/IRA | 0.50% | 0.50% | $500.00 |
*Rates are subject to change without notice. Annual Percentage Yields (APY) are accurate as of date shown. A penalty may be imposed for early withdrawal from a Certificate of Deposit (CD) account. Withdrawals or fees may reduce the earnings on these accounts. The minimum balance to earn interest is $0.01.
Effective 01/01/2022
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Product | INTEREST RATE | APY | INTEREST TIERS | MINIMUM OPENING DEPOSIT |
---|---|---|---|---|
LifeDesign Statement Savings | 0.02% | 0.02% | $0.01 and above | $10.00 |
Companion Savings** | 0.01% 0.02% 0.03% | 0.01% 0.01%-0.02%*** 0.01%-0.03%*** | $0.01-75,000.00 $75,000.01-200,000.00 $200,000.01 and above | $25.00 |
CompleteCare Companion Savings** | 0.04% | 0.04% | $0.01 and above | $25.00 |
Growth Savings** | 0.40% 0.04% | 0.40% 0.40%-0.04%*** | $0.01 – $300.00 $300.01 and above | $10.00 |
Save4Life | 0.02% | 0.02% | $0.01 and above | $10.00 |
*Rates are subject to change without notice. Annual Percentage Yields (APY) are accurate as of date shown. Fees may reduce the earnings on these accounts. **Rates shown are blended rates. Additional tiers exist at varying rates. To qualify for a Companion Savings Accounts you must have an active, corresponding CareChecking Account. To qualify for a CompleteCare Companion Savings Accounts you must have an active, corresponding CompleteCare Checking Account. To qualify for Growth Savings you must be 18 years old or younger. ***APY is expressed as a range; it is a blended rate dependent upon the daily balance.