Earn a variable interest
All of our savings accounts feature:
100% Deposit Insurance
ATM Card
Online & Mobile Banking
Choose the Perfect Savings Account for Your Financial Goals
Maximize Savings With Certificates of Deposits
CDs offer higher interest rates and guaranteed returns, making them a great option for savers looking to grow their money with minimal risk. Plus, you can rest easy knowing that your money is safe, secure and 100% insured at Fidelity Bank with our combination of FDIC and DIF insurance.
| Certificates of Deposit* | APY | INTEREST RATE | MINIMUM OPENING DEPOSIT |
|---|---|---|---|
| 25-Month CD/IRA Special** | Up to 4.35% | Up to 4.26% | $500.00 |
| 19-Month CD/IRA Special** | Up to 4.30% | Up to 4.21% | $500.00 |
| 11-Month CD/IRA Special** | Up to 4.25% | Up to 4.16% | $500.00 |
| 7-month CD/IRA Special** | Up to 4.20% | Up to 4.11% | $500.00 |
| 3-Month CD/IRA | 0.70% | 0.70% | $500.00 |
| 6-Month CD/IRA | 0.75% | 0.75% | $500.00 |
| 1-Year CD/IRA | 0.80% | 0.80% | $500.00 |
| 2-Year CD/IRA | 0.85% | 0.85% | $500.00 |
| 5-Year CD/IRA | 1.00% | 1.00% | $500.00 |
Effective 2/21/2023
Still not sure what option is best for you?
We understand choosing a savings account option can be stressful. Whether you’re saving for a rainy day, a big purchase, or your retirement, we have the resources to help you chose the right choice to achieve your financial goals
CDs vs Saving’s Account: What is the right choice for me?
Discover the ideal savings option for your life stage and financial goals.
Boost Your Earnings with Certificate of Deposits (CDs).
Find out how CDs can strengthen your saving efforts.
Unlock Your Savings Potential
Schedule a Free LifeDesign Discussion for Savings Account Advice
1Earn More Savings Account Annual Percentage Yield (APY) is accurate as of 1/13/23. Offer is not valid to existing deposits at the bank and is limited only to funds that are new to Fidelity Bank. $5,000 minimum initial deposit to open. All subsequent deposits to this account must be new funds to Fidelity Bank. The APY for the EarnMore Savings Account as of 1/13/23 is 4.00%, for balances up to $500,000. APY is 4.00% – 0.10% for balances $500,000.01 and over. Rate is blended. APY and APY tiers are subject to change at any time. Limit one account per tax reported owner. Personal accounts only. The minimum balance to earn interest is $0.01. Offer subject to change or cancellation at any time.
*Certificates of Deposit rates are subject to change without notice. Annual Percentage Yields (APY) are accurate as of date shown. A penalty may be imposed for early withdrawal from a Certificate of Deposit (CD) account. Withdrawals or fees may reduce the earnings on these accounts. The minimum balance to earn interest is $0.01.
**Annual Percentage Yield(s) (APY) effective as of 2/21/23. Certificates of Deposit (CDs) are FDIC insured and offer a fixed rate of return if held to maturity. Penalty will be imposed for early withdrawal. Interest is compounded daily and credited every month. $500 minimum deposit to open. Minimum balance to earn APY is $0.01. Offer is not valid to existing funds on deposit at the bank and is limited only to funds that are new to Fidelity Bank. The 25-month CD APY is 4.35% if client either has an existing or opens a new CompleteCare, CareMore, or SecureCare checking account at time of account opening. APY is 4.25% if client does not have a CompleteCare, CareMore, or SecureCare checking account (Additionally, the 19-month CD is 4.30% and 4.20%, 11-month CD is 4.25% and 4.15%, 7-month CD is 4.20% and 4.10%). Required checking account type must be active, and in good standing to receive highest rate. Minimum opening deposit requirements for eligible checking accounts are: CompleteCare ($250), CareMore ($100), and SecureCare ($25). As of 2/21/23, the Annual Percentage Yield (APY) for CompleteCare is 0.03% and SecureCare is 0.01%. Fees could reduce earning on the account. Personal accounts only. Offer subject to change or cancellation at any time.
