Housing Our Workforce (HOW) Program

Down Payment Assistance up to $25,000 in matching grants.

Fidelity Bank is proud to be a participating lender for the Housing our Workforce program (HOW), funded by the Federal Home Loan Bank of Boston. We are committed to helping clients achieve affordable home ownership, and the HOW program can help make this goal a reality.

Connect with a Home Loan Specialist today to find out if you are eligible.

The Housing Our Workforce program provides eligible homebuyers with a two-to-one match up to $25,000 for down-payment costs. This grant does not require repayment, as long as you don’t sell your home during the first five years of ownership.

The number of available grants is limited, and awarded on a first-come, first-served basis.


  • Available to households earning more than 80% up to 120% of HUD area median income based on property location
  • Future property must be a one- to four-family, owner-occupied, primary residence
  • Supports borrowers who are essential to the long-term economic vitality of our communities
  • Not limited to first-time homebuyers, but first-time homebuyers must attend homebuyer education/counseling program

The Housing Our Workforce grant program is only available through approved lenders like Fidelity Bank. Click here for more information or contact one of our Home Loan Specialists for details!

Do you qualify for a HOW grant? Connect with us today to find out!