Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

**Some benefits require registration and activation. For complete details speak with a Fidelity Bank representative.

ᶧRegistration/activation required.

1. The value of reimbursements may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). 2. Not valid on promotional rates. 3. See current rate sheet or fidelitybankonline.com/rates for actual interest rates on all Checking and Savings balances. 4. Interest allotment deposits do not qualify towards the monthly deposit requirement. 5. Minimum to open $25. All free CareCompanion Savings Accounts include combined statements.

All rates are subject to change without notice. Please see our Terms & Conditions, Truth-In-Savings Disclosures, Consumer Fee Schedule, and current rates for more detail. Minimum opening deposit for CareChecking accounts are: CompleteCare $250, CareMore $100, SecureCare $25, CareFree $25, and CareDiscover $10. Monthly service charge for CareChecking accounts are: CompleteCare $25 (waived for accounts with $25,000 average daily combined deposit balances and at least one monthly deposit), CareMore $10 (waived for accounts with $5,000 average daily combined deposit balances and at least one monthly deposit), and SecureCare $5.95. Interest allotment deposits do not qualify towards the monthly deposit requirement.