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Compare Checking Accounts

No matter which checking account you choose, there are lots of benefits that make it easier for you to manage your money, at any time and no matter where you are.

  • 100% Deposit Insurance – FDIC & DIF: Your money is fully insured – so you never have to worry.
  • Debit Card: Make safe, secure, and easy purchases.
  • Account Alerts: Stay in the know and in control of your money with real-time updates.
  • Online Banking: Manage your money day or night, no matter where life takes you.
  • Mobile Banking: Your money on demand from the palm of your hand.
  • Credit Monitoring: We’ll keep an eye on your personal information so you don’t have to.
  • Digital Wallet: No wallet? No problem. Use your phone to pay on the go.
  • SUM ATMs:  No fees. Thousands of locations. Total convenience.

Account Comparison

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SecureCareCompleteCareCareMoreCareDiscoverCareFree
Choose if you want…Our most feature-packed checking solution and peace of mind with identity protection, cellphone protection, and more.Our premiere account with the highest level of account benefits, tools, and convenience.A great account with extra savings and loan benefits, ATM rebates, and identity protection.A free account for 19-24 year-olds with features designed just for them. A free account with features you expect, plus a little more.A free account with features you expect, plus a little more.
IDProtect®*YESYESYESNoNo
Cellular Telephone Protection**YESNoNoNoNo
$hopping RewardsTM (registration/activation required; available online only)YESNoNoNoNo
Health Discount Savings This is NOT insurance (registration/activation required)YESNoNoNoNo
Travel and Leisure Discounts (available online only)YESNoNoNoNo
Debit Advantage® with Buyer’s Protection**and Extended Warranty**YESNoNoNoNo
$10,000 Accidental Death & Dismemberment Insurance**YESNoNoNoNo
Roadside Assistance Service**YESNoNoNoNo
Mortgage closing cost credit$100$250$250$100
Basic checksYES – Free first orderYES – Free for life of accountYES – Free first order
ATM fee benefits / featuresNo Fidelity Bank fee to use other bank ATMs and unlimited rebates on other bank ATM fees1No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1
Home equity loan rate discountsYESYESYESYES
Personal and auto loan rate discountsYESYESYES
Premium rates on select CDs2YESYES
Earns interest3YESYES
Minimum balance to open$25$250$100$10$25
Monthly service charge$5.95$25$10None ($1 paper statement fee)None
How to waive the monthly service chargeFee can be waived with $25,000 average daily combined deposit balances and at least one monthly deposit4Fee can be waived with $5,000 average daily combined deposit balances and at least one monthly deposit4Paper statement fee can be waived by enrolling in eStatements
Additional featuresFree Incoming Wires Free Stop Payments Free Treasurer’s Checks Free Overdraft Transfer from CompleteCare Companion Savings
*Some benefits require registration and activation. For complete details speak with a Fidelity Bank representative.
**Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
***Fee can be waived with $25,000 average daily combined deposit balances and at least one monthly deposit 4
****Fee can be waived with $5,000 average daily combined deposit balances and at least one monthly deposit 4
† Paper statement fee can be waived by enrolling in eStatements
1. The value of reimbursements may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). 2. Not valid on promotional rates. 3. See current rate sheet or fidelitybankonline.com/rates for actual interest rates on all Checking and Savings balances. 4. Interest allotment deposits do not qualify towards the monthly deposit requirement. 5. Minimum to open $25. All free CareCompanion Savings Accounts include combined statements.
All rates are subject to change without notice. Please see our Terms & Conditions, Truth-In-Savings Disclosures, Consumer Fee Schedule, and current rates for more detail.

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