Compare Our CareChecking Accounts
Swipe to the left and right to view all checking options.
![]() | ![]() | ![]() | ![]() | ![]() | |
---|---|---|---|---|---|
Choose if you want… | A free account for 16-24 year-olds. Perfect for students. | A free account with features you expect, plus a little more. | Peace of mind through both ID and cell phone protection. | Extra savings and loan benefits, ATM rebates, and ID Protection. | The highest level of account benefits, tools, and convenience. |
Mortgage closing cost credit |
$100 |
$100 |
$250 |
$250 | |
Basic checks |
YES – Free first order |
YES – Free first order |
YES – Free first order | ||
Free IDProtect® |
YES |
YES |
YES | ||
ATM fee benefits / features | No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1 | No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1 | No Fidelity Bank fee to use other bank ATMs and unlimited rebates on other bank ATM fees1 | ||
Personal and auto loan rate discounts |
YES |
YES |
YES | ||
Home equity loan rate discounts |
YES |
YES |
YES |
YES | |
Premium rates on select CDs2 |
YES |
YES | |||
Earns interest3 |
YES |
YES | |||
Minimum balance to open |
$10 |
$25 |
$25 |
$100 |
$250 |
Monthly service charge |
None |
None |
$4.95 |
$10 |
$25 |
How to waive the monthly service charge | Fee can be waived with $5,000 average daily combined deposit balances and at least one monthly deposit4 | Fee can be waived with $25,000 average daily combined deposit balances and at least one monthly deposit4 | |||
Additional features | Cellular telephone protection | Free Incoming Wires, Stop Payments, and Treasurer’s Checks Free Overdraft Transfer from Savings | |||
Open an Account | Open an Account | Open an Account | Open an Account | Open an Account |
*Open any Fidelity Bank Care Checking account between February 10th and March 26, 2021 to be eligible. To earn $100 bonus you must have direct deposits into your new account that total at least $500 within 45 days of account opening and enroll in both online and mobile banking. Direct deposit is defined as a paycheck, pension, Social Security or other eligible monthly income electronically deposited by an employer or outside agency into your checking account. Transfers done via ATM, online banking, payment apps or websites (such as Venmo or Paypal), in branch, or from a bank or brokerage account are not eligible. The value of this bonus may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). To earn an additional $100, you must provide a valid first responder, health care, or educator ID at account opening or prior to bonus payment. Bonus will be deposited into your account within two weeks of meeting the eligible criteria above. Offers valid only for new Care Checking accounts including CareFree, SecureCare, CareMore, and CompleteCare accounts. All account applications are subject to approval. Minimum opening deposit for eligible CareChecking accounts are: CompleteCare ($250), CareMore ($100), SecureCare ($25), and CareFree ($25). As of Feb. 5, 2021, the Annual Percentage Yield (APY) for CompleteCare is 0.03% and SecureCare is 0.01%. Rates subject to change after account opening. Fees may reduce earnings. Offer is not valid for Fidelity Bank clients with an existing Fidelity Bank checking account and is limited to new checking account clients only. Limit one account per tax reported owner. Account must be open, active, and in good standing to receive the bonuses. Accounts closed within 6 months of receiving bonus will incur a $100 early account termination fee. Promotional offer subject to change or cancellation at any time.
1. The value of reimbursements may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). 2. Not valid on promotional rates. 3. See current rate sheet or fidelitybankonline.com for actual interest rates on all Checking and Savings balances. 4. Interest allotment deposits do not qualify towards the monthly deposit requirement. 5. Minimum to open $25. All free CareCompanion Savings Accounts include combined statements. All rates are subject to change without notice. Please see our Terms & Conditions, Truth-In-Savings Disclosures, Consumer Fee Schedule, and current rates for more detail.