Fidelity Bank’s RapidRefi Could be Right for You If:

  • You have a rate higher than 3.99%
  • You have a balance below $200,000
  • You want to build more equity
  • You want to pay off your mortgage faster
  • You want to turn the equity in your home into cash


Fidelity Bank’s RapidRefi makes refinancing your home faster and more economical than ever.

Even with rates so low, refinancing your mortgage can cost a lot. Fees pile up, and it’s a hassle to get everything in order as days become weeks or months. For some, it isn’t even worth it, despite rates being so low right now.

You deserve a better way to refinance. Fidelity Bank has you covered. Our new RapidRefi makes it worth it. We’ve streamlined the process, removing everything that used to get in the way. No more piles of documents. No more waiting and waiting. And best of all, no closing costs.

3.49% APR*
8-20 year terms
Loan sizes from $50,000 to $200,000
ZERO closing costs

Finally, a refinance that works for you.

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LifeDesign is our unique approach to banking. It’s how we give you the clarity you need to make informed decisions, so you can always move forward with confidence. Like smart friends, we use our hearts and our heads to help you get where you want to be. You deserve a bank that actually cares about your well-being, not just the bank’s.

Whenever you have a banking need, or decision to make, you’ll have a trusted resource for answers.



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*Rapid Refi Annual Percentage Rate (APR) is fixed and accurate as of 10/15/20. Terms available from 8-20 years. An 8-year term with an APR of 3.49% is repayable in 96 monthly installments of $11.95 per $1,000 borrowed. A 20-year term with an APR of 3.49% is repayable in 240 monthly installments of $5.79 per $1,000 borrowed. Payment amount listed above does not include taxes and insurance. Your final payment may be greater. Interest rates and APR are subject to change without notice. Rates as listed require automatic repayment from a Fidelity Bank checking account. Rapid Refi is a fixed-rate home equity loan and must be in first lien position. Available on owner-occupied single-family homes and condominiums only. Loans available from $50,000 to $200,000. You may borrow up to 80% combined loan to value. Hazard Insurance is required. Flood insurance may be required. Rapid Refi does not apply to loans used to refinance or pay down existing Fidelity Bank mortgage or home equity debt. Other restrictions may apply and all credit is subject to approval. Interest may be tax-deductible. Ask your tax advisor.

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