For same day prequalifications applications must be submitted online before 4 p.m. Monday-Friday and 2 p.m. Saturday and Sunday. Prequalification decisions will be returned by 8 p.m. Monday-Friday and 6 p.m. Saturday and Sunday. Decisions on applications received after hours will be returned by 10 a.m. the following day. All required information must be provided to the bank. Prequalifications are not commitments to lend and all loans are subject to credit approval.