A HELOC from Fidelity Bank brought the Kim family back together again.

Looking to enjoy more time outdoors this summer? So are the Kims.

Last year, the Kim family got a little closer than usual. With mom and dad both working remotely and the kids maintaining an e-learning schedule, the Kim household felt a little too cozy some days. Mom, a business executive, would be on Zoom meetings while Rachael, their oldest, was trying to practice clarinet in the background. Dad was always on the phone, reaching out to his real estate clients, while his sons Tyler and Josh, were crying for snacks every hour. This combined with their home’s open floorplan left the family feeling frustrated and on edge. The only family member who seemed to be enjoying this new setup was Rusty, the family dog.

Even when their city began to open back up, the kids had a hybrid school schedule and Mom and Dad were still required to work from home. Everyone in the household felt burnt out, especially in the winter when escaping outdoors wasn’t an option.

The Solution

With a HELOC loan from Fidelity Bank, The Kims were able to secure financing to get their family the extra space they needed — starting with turning their deck into a screened-in porch where Mom or Dad could work while keeping an eye on the kids. They were also able to create an outdoor patio space where they could eat, relax, and entertain visiting family members.

Now, Rachael puts on weekly concerts for her family, Tyler and Josh host their own outdoor magic show, Dad shows off his skills on the grill, and Mom gets to soak up the sun after a long day of work meetings. Thanks to Fidelity Bank, the Kims’ have an outdoor oasis away from the hustle and bustle of their daily lives, so they can enjoy quality time with their family, without feeling confined.

Find out how Fidelity’s LifeDesign Banking approach provides you with the clarity and confidence to make the best financial decisions for you and your family.

Introductory rates as low as 0.99%* APR

3.25%* APR thereafter

Apply now to see how extra cash can transform your space.

Home equity lines of credit can be used to accomplish many goals. Here are a few examples…

Alex used his HELOC to consolidate credit card debt and pay it off fast.

Instead of credit cards, Olivia grew her business with a low-rate HELOC.

Jackson got prepared and used his HELOC to build an emergency fund.

*Annual Percentage Rates (APR) accurate as of 4/16/21. The introductory APR of 0.99% APR will be in effect for the first 6 months, OR the introductory APR of 2.19% APR will be in effect for the first 12 months of your loan. After the introductory rate period, the Annual Percentage Rate (APR) will adjust monthly based on the highest Wall Street Journal published Prime Rate on the last business day of each month. Introductory APR only available to clients without an existing Fidelity Bank home equity line or loan. Rate will never exceed 18% APR or drop below 3.25% APR. Available on 1-2 family owner-occupied homes and condominiums only. Loans available from $10,000 and up. You can borrow up to 100% of the equity you have in your home. Loans exceeding 80% Loan to Value (LTV) may have higher rates and require Private Mortgage Insurance (PMI). Property insurance required. There is an annual fee of $50.00. Interest begins to accrue when funds are advanced from line of credit. If the line is closed within 3 years, the Bank’s closing costs must be repaid. Interest may be tax-deductible. Please consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply. Offers subject to change or termination at any time.

The Fidelity Bank LifeDesign HELOC examples are fictitious and not based on real people or stories. Any resemblance to actual events or locales or persons is entirely coincidental.

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