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rates

Fixed Rate Mortgage

Effective 09/04/2015 11:39 AM[Apply Now]

Product0 Points
Interest RateAPRPayment / $1000
30 Year4.000%4.084%$4.77
20 Year3.750%3.864%$5.93
15 Year3.125%3.261%$6.97
10 Year3.000%3.196%$9.66

PLEASE CALL FOR RATES ON LOANS WITH 1 POINT, 2 POINTS OR OUR NO POINTS NO CLOSING COSTS PROGRAM

Interest Rates and APR are subject to change without notice. Interest rates posted are considered benchmark rates, additional points or higher rates may be applicable.  Ask your Home Loan Specialist for details as they apply to you. APR is annual percentage rate and is accurate as of the effective date. LTV - The loan-to-value ratio is the amount of a first mortgage lien as a percentage of the total appraised value of the real property.  Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI). Rate assumes 20% down payment.  Payment amounts on the above product does not include taxes and insurance. Your final payment may be greater. Subject to credit approval.

Adjustable Rate Mortgage

Effective 09/04/2015 11:39 AM[Apply Now]
Product0 Points1 Point/2 Points/NPNCC
Interest RateAPRPayment / $1000Interest RateAPRPayment / $1000
3/1 ARM3.490%3.086%$4.42Call for options
5/1 ARM3.740%3.255%$4.66Call for options
7/1 ARM4.125%3.873%$4.94Call for options
Interest Rates and APR are subject to change without notice. Interest rates posted are considered benchmark rates, additional points or higher rates may be applicable. Ask your Home Loan Specialist for details as they apply to you. APR is annual percentage rate and is accurate as of the effective date. Adjustable rate programs are based on a 30 year term.  The rate may increase after the initial period. The fully indexed rate is equal to a margin plus the current one-year T-Bill. Payment amounts on the above product does not include taxes and insurance.  Your payments may be greater. Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI). Rate assumes 20% down payment..  Subject to credit approval.

Jumbo Loans

Please call for options.

Fixed Rate Construction

Effective 09/04/2015 11:39 AM[Apply Now]
Product0 Points1 Point/2 Points
Interest RateAPRPayment / $1000Interest RateAPRPayment / $1000
30 Year4.375%4.463%$4.99Call for options
20 Year4.125%4.243%$6.13Call for options
15 Year3.500%3.641%$7.15Call for options
Land Loan7.500%7.634%$6.99Call for options
Interest Rates and APR are subject to change without notice. Interest rates posted are considered benchmark rates, additional points or higher rates may be applicable.  Ask your Home Loan Specialist for details as they apply to you. APR is annual percentage rate and is accurate as of the effective date. LTV - The loan-to-value ratio is the amount of a first mortgage lien as a percentage of the total appraised value of the real property.  Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI). Rate assumes 20% down payment.  Payment amounts on the above product does not include taxes and insurance. Your final payment may be greater. Subject to credit approval.

Adjustable Rate Construction

Please call for options.

Home Improvement Loan

Effective 09/04/2015 11:39 AM

Interest Rates and APR are subject to change without notice. APR is annual percentage rate and is accurate as of the effective date. Rate shown for minimum loan $1,000 and maximum of $10,000.

ProductTermInterest RateAPRPayment/$1,000
Home Improvement LoanMaximum 60 months8.99%8.99%$20.75

Home Equity

Effective 09/04/2015 11:39 AM[ Apply Now]
ProductInterest RateAPRPayment/$1,000
Home Equity Line2.99% for 36 months then Prime -1.01% for life of the loan*4.000%*$10.61
*Wall Street Journal Prime Rate3.250%
20 YR Fixed Home Equity Line6.250%6.250%$11.23
5 YR Home Equity Loan3.750%3.750%$18.30
10 YR Home Equity Loan4.500%4.500%$10.36
15 YR Home Equity Loan4.990%4.990%$7.90
20 YR Home Equity Loan5.740%5.740%$7.02
Some additional facts: Available on 1-4 family owner-occupied homes and condominiums only. Loans available from $10,000 and up. You may borrow up to 100% combined loan to value; Loans exceeding 80% LTV may have higher rates and terms and require PMI. Property insurance required. After the initial 36 months, the Annual Percentage Rate (APR) will adjust monthly based on the highest Wall Street Journal published Prime Rate on the last business day of each month minus 1.01%. Rate will never exceed 18% APR or drop below 4% APR. If the line is closed within 3 years, the Bank's closing costs must be repaid. Interest may be tax-deductible. Ask your tax advisor.

Auto Loan

Effective 09/04/2015 11:39 AM

Interest Rates and APR are subject to change without notice. APR is annual percentage rate and is accurate as of the effective date. Rates shown for minimum loan of $1,000 - loan to value amount is 95% for new and used cars. Other rates apply depending on applicant's credit score.


Personal Loan

Effective 09/04/2015 11:39 AM

Interest Rates and APR are subject to change without notice. APR is annual percentage rate and is accurate as of the effective date. Rates shown for minimum loan of $1,000. $5,000 Maximum for individual borrowers. $10,000 maximum for two borrowers.


CDs

 

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IRA

 

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Savings

 

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Money Market

 

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Rates are subject to change without notice.  Annual Percentage Yields (APY) are accurate as of date shown.  Banking regulations require a substantial penalty for early withdrawal of Term Deposits.  For savings and money market accounts, the interest rate may change after account opening.   Fees incurred may reduce the earnings on these accounts.  Interest cannot remain on deposit on Senior Partner CD Accounts.