Online Banking

Activating online banking for your accounts gives you the ability to check account balances and transfer funds and also opens the door to a powerful host of new options like internet bill payment and e-statements

Bill Payment

Once you're enrolled in online banking you can also choose to pay your bills with just a few mouse clicks. Not sure if you paid the electric company this month but forgot your check book? Just log on to your online banking account and click bill payment to see your bill payment history.

ATM/Debit Card

While many of our local branches offer convenient extended hours when you need them most, ATM cards and Debit Cards make your day to day transactions a lot less stressful. Depending on which card you elect to link to your accounts, you can withdraw money from ATM machines around the world or simply use your Debit Card at a point of sale just like you would a check.

Overdraft Privilege

Rather than automatically returning (unpaid) any non-sufficient fund items that you may have, we will consider (without obligation on our part) payment of your reasonable overdrafts as long as you maintain your account in good standing. The service costs you nothing unless you use the Overdraft Privilege Service and is not available to account holders under eighteen (18) years of age. Overdraft Privilege can mean:

• Payment of overdrafts up to $750, $1000, or $1500 will normally be considered depending on account type
• Fewer charges from retailers for returned checks
• Additional convenience and flexibility in managing your funds
• Less aggravation and embarrassment
• Overdraft Privilege is also for ATM Withdrawals and Debit Card purchases
• Overdraft Privilege is also for Online Banking and Telephone Banking Transactions

Our normal non-sufficient funds or overdraft charges will apply to each item that would create an overdraft on your account. We will send you a notice each time an overdraft occurs.

Of course, we can't promise to pay every overdraft and we are never obligated to pay your overdrafts, even if your account is in good standing and even though we may have previously paid overdrafts for you. RESTRICTIONS DO APPLY, and you should read the Overdraft Privilege Policy (Service Description).

Overdraft Transfer

As an alternative protection for embarrassing overdrafts, Overdraft Transfer will take money from another linked account should you overdraft your account.

Telebanking

Access your account balances and perform account transfers with an automated system on your touch-tone phone.

E-Statements

Rather than crowd your desk with bank statements, you can elect to make your statements available online instead of in your mailbox.

Remote Deposit Capture

If you're a merchant that constantly makes trips to your bank to deposit checks, Remote Deposit Capture actually turns your desk into your own branch. Through the use of a scanner we provide, you simply scan your checks for deposit and send them electronically for processing. No more hassle of constant trips to the bank!