A loan is an obligation to repay money lent to you or your business. A loan is often one of the biggest financial commitments you will make in your personal or professional life. The purposes of loans vary as do the terms, amounts, and interest rates of the loans themselves.
Because of the variety of loans and their uses, we highly recommend consulting one of our Financial Designers to help educate you on the options available to achieve your specific financial goal.
| Home Lending | Other Personal Financing | Business Financing |
| 1st Time Home Buyers Is it time to stop paying rent? Learn about the special products and services available when you're purchasing your own home, calculators to help you crunch numbers, and Financial Designers to help you make the most informed financial decision. Purchase / Refinancing OptionsWhether you're shopping for a new house or just a better monthly payment, our Financial Designers can help you get to where you want to be. Deferring Capital Gains TaxUsing our Qualified Intermediaries under Section 1031 of the Internal Revenue Code, the tax on the gain realized in the sale of the old property is deferred (not recognized) until the property acquired in the Exchange is sold or otherwise disposed of in a taxable transaction |
Auto Loans If you're shopping for a new or used car, find the loan to match your needs and take one step out of the dealership's hands. Motorcycle, RV & Boat LoansResearch the special financing programs, rates, and terms for like Motorcycles, Mobile Homes, or Boats and other watercraft. Home ImprovementsBefore you charge your next home improvement project on a high interest credit card, talk to a Financial Designer to see if a Home Equity Loan or Line of Credit might save you time and money. Personal (Unsecured) LoansSmall loans designed to address short term cash needs. Often times a better option than financing large purchases through store credit cards. |
Purchase/Expand a Facility Buy, renovate or refinance commercial real estate with flexible terms and payment options. Build a new FacilityFinance your commercial or residential subdivisions/condos with the possibility of end-user or home owner financing. Purchase EquipmentPayment terms designed to fit your cash flow. Increase Operating Cash-on-HandEven out seasonal dips in cash flow to make sure money is available when you need it. Additional Funding OptionsSBA lending makes borrowing more flexible if your business is starting out or is experiencing significant expansion. |
Financial Designer
A Financial Designer is a Fidelity Bank specialist that helps you make a more informed financial decision on everything from checking accounts to financing your own business. The services they provide are complimentary to anyone interested in a relationship with Fidelity Bank.
Have you been LIFEDESIGNED? To talk to a local Financial Designer today, simply call (800) 581-5363 or visit one of our convenient local branches.
- Fidelity
- Faithfulness to obligations or duties.
- Financial Designer
- Fidelity Bank specialist that helps you make a more informed financial decision.
