Safeguard Your Mail: Preventing Check Fraud
The Reality of Mail Theft
Mail theft remains a significant concern, despite the trust Americans place in the USPS to handle billions of letters each year. Thieves continue to target the mail, and Postal Inspectors are actively working to combat these crimes. In February 2023, the Financial Crimes Enforcement Network issued a warning about a nationwide increase in mail theft related to check fraud.
Fraudsters often rob on-duty mail carriers or steal keys to collection boxes, allowing them to access and steal mail. Once they have the checks, they alter them with fraudulent names or accounts in a process known as check washing.
Tips & Tricks to Protect Your Mail
Prompt Mail Pickup: Avoid leaving letters or packages in your mailbox for extended periods.
Avoid Sending Cash: Never send cash through the mail to prevent theft.
Safeguarding Checks: Use gel pens for checks, drop them off directly at the post office, or consider autopay options.
Check Overdue Mail: If expected checks or valuable mail do not arrive, contact the sender immediately.
Package Pickup Arrangements: Utilize USPS Hold Mail Service or arrange alternative pickup methods if you cannot be home.
Utilize ACH Payments: Set up automatic payments with companies you pay bills to.
Require Signature: Request signature confirmation for important mail to ensure it reaches the intended recipient.
Change of Address: Update your address with USPS and your financial institutions if you move.
Mail theft reporting hotline
Report mail theft-related check fraud to the USPS Postal Inspection Service at 1-877-876-2455 or online at USPIS Report.
How to Spot Computer Pop-Up Scam