100% Deposit Insurance

We’ve got you covered, no matter the amount!

Secure, Strong, and Stable.

Fidelity Bank’s unique combined insurance coverage afforded by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF) provides the best deposit insurance available. Whether it’s $100,000 or $10,000,000, every dollar you deposit with us is safe, secure, and 100% insured.

In addition, the bank is financially strong, profitable, and well-capitalized, which is reflected in our “5-Star” rating from BauerFinancial.

As a community bank with a legacy of serving clients for over 130 years, our LifeDesign brand promise of providing care, clarity, and confidence will always guide us in doing what is right for you, your business, and your family.

Learn more about our LifeDesign Banking approach.

The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that provides deposit insurance to protect depositors in the event of a bank failure. Each depositor is insured up to $250,000 per bank.

The Depositors Insurance Fund (DIF) is a private, industry-sponsored insurance fund that insures all deposits above Federal Deposit Insurance Corporation (FDIC) limits. The DIF has been insuring deposits since 1934 and is only available on deposits in Massachusetts-chartered savings and co-operative banks.

Fidelity Bank is a member of both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). That means your deposits and accrued interest are fully insured without any limit or exception. Your deposits are insured by the FDIC up to $250,000 and anything above that amount is insured by the DIF.

No, there are no limits to the deposit insurance coverage with our unique combined FDIC and DIF membership. Whether you deposit $100,000 or $10,000,000, every dollar you deposit with us is safe, secure, and 100% insured.

Open Your Secure Checking Account Today!

We’ve got you covered with 5 account options designed to meet your needs, from free accounts to those with extra benefits. All with 100% Deposit Insurance.

Questions? Connect with us through our Care2Connect Chat to continue your financial journey with confidence.