Get Love. Give Love.

Open any new
checking account and
get $250***!

Get Love. Give Love.

REFER A FRIEND OR FAMILY MEMBER AND GET UP TO $250****


Refer a friend or family member to Fidelity Bank and you both get $50**** when you open a new checking account. See below for more details.

Compare Our CareChecking Accounts

Swipe to the left and right to view all checking options.


Choose if you want…Our most feature-packed checking solution and peace of mind with identity protection, cellphone protection, and more. Our premiere account with the highest level of account benefits, tools, and convenience. A great account with extra savings and loan benefits, ATM rebates, and identity protection.A free account for 19-24 year-olds with features designed just for them. A free account with features you expect, plus a little more.
IDProtect®*

YES

YES

YES

Cellular Telephone Protection**

YES

$hopping RewardsTM
(registration/activation required; available online only)

YES

Health Discount Savings
This is NOT insurance (registration/activation required)

YES

Travel and Leisure Discounts
(available online only)

YES

Debit Advantage® with Buyer’s Protection**and Extended Warranty**

YES

$10,000 Accidental Death & Dismemberment Insurance**

YES

Roadside Assistance Service**

YES

Mortgage closing cost credit

$100

$250

$250

$100

Basic checks

YES – Free first order

YES – Free for life of account

YES – Free first order

ATM fee benefits / featuresNo Fidelity Bank fee to use other bank ATMs and unlimited rebates on other bank ATM fees1No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1No Fidelity Bank fee to use other bank ATMs and a rebate of up to $10/month on other bank ATM fees1
Home equity loan rate discounts

YES

YES

YES

YES

Personal and auto loan rate discounts

YES

YES

YES

Premium rates on select CDs2

YES

YES

Earns interest3

YES

YES

Minimum balance to open

$25

$250

$100

$10

$25

Monthly service charge

$5.95

$25

$10

None

None

How to waive the monthly service chargeFee can be waived with $25,000 average daily combined deposit balances and at least one
monthly deposit4
Fee can be waived with $5,000 average daily combined deposit balances and at least one
monthly deposit4
Additional featuresFree Incoming Wires
Free Stop Payments
Free Treasurer’s Checks
Free Overdraft Transfer from CompleteCare Companion Savings
Open an AccountOpen an AccountOpen an AccountOpen an AccountOpen an Account

*Some benefits require registration and activation. For complete details speak with a Fidelity Bank representative.

**Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

1. The value of reimbursements may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). 2. Not valid on promotional rates. 3. See current rate sheet or fidelitybankonline.com/rates for actual interest rates on all Checking and Savings balances. 4. Interest allotment deposits do not qualify towards the monthly deposit requirement. 5. Minimum to open $25. All free CareCompanion Savings Accounts include combined statements.

All rates are subject to change without notice. Please see our Terms & Conditions, Truth-In-Savings Disclosures, Consumer Fee Schedule, and current rates for more detail.

****Open any Fidelity Bank personal checking account before May 29, 2022 to be eligible. To earn the $250 bonus you must have direct deposits into your new account that total at least $500, and have at least 20 posted point-of-sale debit card transactions of $10 or more within 60 days of account opening. Note that transaction and posting dates can vary and some transactions may take up to three business days to post to your account. Direct deposit is defined as a paycheck, pension, Social Security, or other eligible monthly income electronically deposited by an employer or outside agency into your checking account. Transfers done via ATM, online banking, payment apps or websites (such as Venmo or Paypal), in banking center, or from a bank or brokerage account are not eligible. New account bonus to be deposited into your account during the subsequent statement cycle after meeting the eligible criteria above. Offer is not valid for Fidelity Bank clients with an existing or prior Fidelity Bank checking account and is limited to new checking account clients only. Limit one account per tax reported owner. Account must be open, active, and in good standing to receive the bonus. Accounts closed within 6 months of receiving bonus will incur a $250 early account termination fee. The value of any bonus may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). Offer valid only for new Checking accounts including SecureCare, CareFree, CareDiscover, CareMore, CompleteCare, and LifeDesign 18/65 accounts. All account applications are subject to approval. Minimum opening deposit for eligible Checking accounts are: SecureCare ($25), CareFree ($25), CareDiscover ($10), CareMore ($100), CompleteCare ($250), and LifeDesign 18/65 ($10). $5.95 is the monthly service charge for SecureCare. As of 2/14/22, the Annual Percentage Yield (APY) for CompleteCare is 0.03% and SecureCare is 0.01%. Rates subject to change after account opening. Fees may reduce earnings. Promotional offer subject to change or cancellation at any time.

****Referred client must not have an existing or prior personal checking account at Fidelity Bank and be the primary tax owner of a new Fidelity Bank personal checking account opened before May 29, 2022. Referring client must be a current Fidelity Bank personal deposit account (checking, savings, or money market) client for at least 45 days. The number of referral bonuses a referring client can earn is five (total of $250). Only one bonus will be provided per new referred client regardless of the number of checking accounts opened (total of $50). Bonuses will be deposited into each checking account during the subsequent statement cycle after new referred client account is open and active for 30 days. Each account must be open, active, and in good standing to receive the bonuses. Accounts closed within 6 months of receiving bonus will incur a $50 early account termination fee. Each party understands and agrees that the other may be aware they are a client of Fidelity Bank. The value of any bonus may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). Offers valid only for new Checking accounts including SecureCare, CareFree, CareDiscover, CareMore, CompleteCare, and LifeDesign 18/65 accounts. All account applications are subject to approval. Minimum opening deposit for eligible Checking accounts are: SecureCare ($25), CareFree ($25), CareDiscover ($10), CareMore ($100), CompleteCare ($250), and LifeDesign 18/65 ($10). $5.95 is the monthly service charge for SecureCare. As of 2/14/22, the Annual Percentage Yield (APY) for CompleteCare is 0.03% and SecureCare is 0.01%. Rates subject to change after account opening. Fees may reduce earnings. Fidelity Bank Employees are not eligible for referral bonuses. Promotion subject to change or cancellation at any time.

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