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First-Time Homebuyer Kickstart Program

Let Fidelity Bank kickstart your home ownership journey with $500.*

Purchasing your first home is an exciting time – one that often comes with unexpected expenses like utility deposits, repairs, and new furnishings.  Let us ease the burden with a $500 bonus.*
Earn your kickstart bonus in four easy steps:

  1. Apply for a Fidelity Bank mortgage
  2. Open or maintain any CareChecking account and set up direct deposit
  3. Close on your mortgage
  4. Set up Autopay for your mortgage payment from your CareChecking account

Is LifeDesign at Fidelity Bank right for you? Contact one of our home loan specialists today or apply now.


*First Time Homebuyers closing a purchase mortgage loan with Fidelity Bank will be eligible to receive a $500 “Kickstart” bonus. To receive the bonus, the borrower deemed a First Time Homebuyer must have an existing CareChecking account or open a new CareChecking account. You will receive the $500 bonus into your CareChecking account if in the first 60 days following your first mortgage payment, you have set up one recurring monthly direct deposit of more than $500 and Autopay for the full recurring payment of corresponding mortgage and made at least one payment with Autopay.  Bonus to be deposited by the 15th day of the month following this 60 day period. Checking account must be open, active, and in good standing and mortgage payments must be current to receive the bonus. Minimum opening deposit for eligible CareChecking accounts are: CompleteCare ($250), CareMore ($100), SecureCare ($25), and CareFree ($25). As of April 12, 2019, the Annual Percentage Yield (APY) for CompleteCare is 0.15% and SecureCare is 0.10%. Limit one bonus per purchase mortgage loan. The value of this bonus may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). Direct deposit is defined as a paycheck, pension, Social Security or other eligible monthly income electronically deposited by an employer or outside agency into your checking account. Transfers done via ATM, online banking or payment app, in branch, or from a bank or brokerage account are not eligible. Credit is subject to qualification and credit approval.  Cannot be combined with any other promotional offers.