|
Savings
Rate Table
Effective
April 1, 2008
Interest Rates and
Annual Percentage Yield (APY) are subject to change without notice.
APY is annual percentage yield and is accurate as
of the effective date. Banking regulations require
substantial penalty for early withdrawal of certificates
of deposit. *$2.00 monthly maintanence fee waived with a $200 average
daily balance for the month.
|
Product
|
Minimum
Deposit
|
APY
|
Interest
Rate
|
|
Passbook
Savings*
|
$10.00
|
.25%
|
.25%
|
|
LifeDesign Statement
Savings*
|
$10.00
|
.25%
|
.25%
|
|
Holiday
Club
|
$10.00
|
.25%
|
.25%
|
|
Vacation
Club
|
$10.00
|
.25%
|
.25%
|
Money
Market Rate Table
Effective
April 1, 2008
Interest Rates and
APY are subject to change without notice. APY
is annual percentage yield and is accurate as
of the effective date. Banking regulations require
substantial penalty for early withdrawal of certificates
of deposit. Fees incurred may reduce the earnings
on these accounts. Minimum deposit $2,500.
*$5.00 monthly maintanence fee waived with a $2,500
average daily balance for the cycle.
|
Product
|
Interest Tiers
|
APY
|
Interest Rate
|
|
LifeDesign Money
Market*
|
$10 to $9,999.99
$10,000 to $24,999.99
$25,000 to $49,999.99
$50,000 to $99,999.99
$100,000 to 499,999.99
$500,000 and over
|
.50%
1.50%
2.00%
2.00%
2.00%
2.00%
|
.50%
1.49%
1.98%
1.98%
1.98%
1.98%
|
Certificates
of Deposit Rate Table
Effective
April 1, 2008
Interest Rates and
APY are subject to change without notice. APY
is annual percentage yield and is accurate as
of the effective date. Banking regulations require
substantial penalty for early withdrawal of certificates
of deposit.
*14-month CD & IRA: New deposits only. At maturity CD term changes to 12 months for
renewals.
**Bump-up CD & IRA: Lets you "bump-up" your interest rate once during the life
of the CD to our then current rate on a standard CD of the same term.
***Senior Partner: this account
requires the distribution of interest and does
not allow interest to remain in the account.
|
Product
|
Minimum
Deposit
|
APY
|
Interest
Rate
|
|
Rainy
Day 3 month CD
|
$100.00
|
2.98%
|
2.98%
|
|
3
month CD
|
$500.00
|
2.98%
|
2.98%
|
|
6
month CD
|
$500.00
|
2.78%
|
2.78%
|
|
12
month CD
|
$500.00
|
2.63%
|
2.60%
|
|
14
month CD*
|
$35,000
|
2.68%
|
2.65%
|
|
18
month CD
|
$500.00
|
2.73%
|
2.70%
|
|
24
month CD
|
$500.00
|
2.83%
|
2.80%
|
|
24
month Bump-up CD**
|
$500.00
|
2.83%
|
2.80%
|
|
30
month CD
|
$500.00
|
2.98%
|
2.94%
|
|
30
month Bump-up CD**
|
$500.00
|
2.98%
|
2.94%
|
|
36
month Senior Partner***
|
$10,000
|
3.33%
|
3.33%
|
|
36
month CD
|
$500.00
|
3.08%
|
3.04%
|
|
48
month Senior Partner***
|
$10,000
|
3.58%
|
3.58%
|
|
48
month CD
|
$500.00
|
3.43%
|
3.38%
|
|
60
month Senior Partner***
|
$10,000
|
3.93%
|
3.93%
|
|
60
month CD
|
$500.00
|
3.68%
|
3.62%
|
|
84
month CD
|
$500.00
|
4.08%
|
4.01%
|
IRA Rate
Table
Effective
April 1, 2008
Interest Rates and
APY are subject to change without notice. APY
is annual percentage yield and is accurate as
of the effective date. Banking regulations require
substantial penalty for early withdrawal of certificates
of deposit.
|
Product
|
|
APY
|
Interest
Rate
|
|
Savings
|
UNDER $1,000
$1,000 to $2,499.99
$2,500 and over
|
.25%
.50%
.70%
|
| |
