Privacy :: Fidelity Bank

FACTS

WHAT DOES

DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Fidelity Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Fidelity Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes- information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes- information about your creditworthiness	Yes	No
For our affiliates to market to you	Yes	No
For nonaffiliates to market to you	Yes	No

Call 1-800-581-5363 to speak with a customer representative
Visit us online: www.fidelitybankonline.com or

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call 1-800-581-5363 or go to www.fidelitybankonline.com

Who we are
Who is providing this notice?	Fidelity Bank

What we do
How does Fidelity Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We require outside companies and independent contractors to whom we provide information about you for joint marketing, servicing or processing purposes to enter into a confidentiality agreement that restricts their use of non-public personal information about you to those purposes and prohibits independent use of that information.
How does Fidelity Bank collect my personal information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes-information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account-unless you tell us otherwise.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates who may receive this information are financial service providers, such as Fidelity Bank's insurance and investment services subsidiary companies Hayes-Barrett Insurance, LLC and Hayes-Barrett Investments, LLC, and Exchange Authority LLC, a 1031 exchange accommodator.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We may disclose all of the information we collect as described above, except health information, to companies that perform marketing services for us or to other financial institutions with which we have joint marketing agreements. For example, we may disclose information about you to companies with which we offer brokerage and/or insurance products.

Terms