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Executive Management


Chairman & CEO: Edward F. Manzi Jr.

A Webster, Massachusetts native, Ed Manzi graduated Magna Cum Laude from the University of Massachusetts Lowell with a B.S. in Accounting.  He then earned his M.B.A. with high distinction in 1992 from Bentley College and is a Licensed Certified Public Accountant in Massachusetts.
Ed held executive management positions at several New England community banks. After serving as the President & CEO of the Shirley Co-operative Bank for seven years, he became President & CEO of Fidelity Bank in July of 1997. Under his leadership the bank has expanded significantly throughout Central Massachusetts, developed the exclusive LifeDesign approach to banking, and significantly broadened the banking business model to include strong and growing Commercial Banking, Mortgage Banking, and Investment & Insurance divisions. In August 2010, Manzi was appointed Chairman of Fidelity Bank.
Ed has received awards from the Nashua Valley Council of Boy Scouts in recognition of his distinguished citizenship, Northern Worcester County Association of Realtors, Mount Wachusett Community College, and the Nashoba Valley Chamber of Commerce for his support of the Central Massachusetts community. In addition, under his leadership, Fidelity Bank has been recognized by The Boston Globe as one of The 100 Best Places to Work in Massachusetts four years in a row and by North American Energy Efficiency Partnership and the Worcester Business Journal for their “green” building initiatives as well as recognition from American Banker magazine for innovation in Banking.
In addition to his responsibilities at the Bank, Ed is the Founder and Chairman of the Shine Initiative; a member of the Board of Directors of the Co-operative Central Bank, CBERA, Community Health Link, and Gardner Visiting Nurses Association; a member of the Audit Committee for the Health Foundation of Central Massachusetts and the United Way of North Central Massachusetts; as well as many other Board and civic involvements.


John Merrill, President & COO, Fidelity Bank

President & COO: John F. Merrill

A Worcester native, John Merrill has had a distinguished 33-year career as a leading banker in Central Massachusetts. He is a graduate of Westfield State University with a bachelor’s degree in Economics. Merrill began his banking career with Shawmut Bank in 1981 and quickly established himself as a leading middle market lender. He led Shawmut’s middle market lending team in Central Massachusetts before becoming Regional President and Senior Lender for Fleet Bank in Central Massachusetts in 1990. For 10 years, Merrill was Fleet’s senior officer in the Central Massachusetts area, representing the bank in all community and charitable activities and managing a $500 million commercial loan portfolio.
In 2002, Merrill became Commercial Market President for Sovereign Bank and served as Senior Commercial Lender for Massachusetts. He was promoted four years later to Market President for four Eastern Massachusetts counties and New Hampshire with responsibility for 120 retail branches and commercial banking. In 2008, Merrill became Executive Vice President, Managing Director Business Banking Division for Sovereign’s commercial operations stretching from Maryland to New Hampshire. 
He was appointed as Fidelity Bank’s President and Chief Lending Officer in September 2010. As such, he oversees all customer facing business lines including Commercial Banking, Retail Banking, Residential and Consumer Lending. In addition to above, he was appointed Chief Operating Officer in 2013.
Merrill has been an active member of the Worcester community, currently serving as Vice-Chair of Worcester Business Development Corporation, Treasurer of Worcester Chamber of Commerce, and director for the following: Boys & Girls Club of Worcester, Greater Worcester Community Foundation, Worcester Regional Municipal Reserve Board and Saint Vincent Hospital Board. He was also former chairman of Junior Achievement of Central Massachusetts, Worcester Area Chamber of Commerce Breakfast Club and Centre City Development. In 2007, Merrill was recognized for his contributions to the Worcester community as the recipient of the Aubrey Reid Award for distinguished community leadership. Most recently, Merrill was named by the Banker & Tradesman as one of the 2014 Community Bank Heroes, chosen for their integrity, leadership and commitment to improving their communities.